Credit rating, borrowing from the bank fix features, or any other individual consumer reports: Credit reporting

Did not discover characteristics that have been advertisedComplaint: Past, We placed a complaint during the XXXX XX/XX/2019 Grievance # XXXX from 2 Personal loans which were inaccurately said while the Positive Ripoff to me. Today, I acquired a contact from XXXX XXXX, Secretary Manager from the Member Get in touch with Center fax # XXXX SFFCU. The guy answered because of the saying I will name to address my personal issues. The guy put my personal Examining And Coupons Checking account Matter When you look at the Bold Number In the Current email address. My personal phone are recently hacked. It brings Identity theft & fraud which can be extraordinary.Why Performed The guy Do this? And how it happened in my complaint title loans Somerville matter over bring about fucking up my credit0 do to their Positive Ripoff on Overdraft financing 80 and also the Personal bank loan 81. I today cannot purchase an auto Today. XXXX XXXX try greedy and requires to get discharged . studies their Teams to complete Constructive Scam using my decades so you’re able to profit on financial to make research XXXX accomplish Positive Ripoff. Giving My Savings account Matter Online I am able to Report Your To the Police. He could be A silly MANpany Effect: Organization possess taken care of immediately the user and the CFPB and you will chooses to not give a public reaction Signed that have factor

Pay day loan, term loan, otherwise personal bank loan: Personal line of credit

Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation